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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.

Fixed rate annuities offer many benefits to investors. For example, they can provide someone who is retired or close to retirement a guaranteed income. To understand the benefits of fixed annuities in more detail, it is important to first understand the details of how annuities work. Fixed annuities are set up as single premium investments that guarantee the purchaser a minimum rate of interest for the annuity's term. Two basic types of fixed rate annuities are available to purchasers - life annuities and term certain annuities. Life annuities pay a fixed amount at regular intervals until the annuitant dies. They allow the purchaser to have a secure source of income that they do not have to worry about outliving. Term certain annuities, on the other hand, pay the set amount until the contract expires. Distributions from fixed rate annuities can be either immediate or deferred. Immediate distributions usually start, at the maximum within one year, of the contract being initiated. Deferred annuities pay out at a point in the future. A fixed annuity is considered a low-risk investment because of the stable interest rate component of the policy. Investors benefit if interest rates fall, but not if they rise. Bank-issued CDs are actually very similar instruments to fixed annuities. However, annuities are designed specifically for retirement savings. A typical fixed annuity will have an interest rate from 3 to 10%, and the term will be for 1 to 10 years. The initial premium can range between $5,000 and $1,000,000. When compared to CDs, annuities have more liquidity and offer tax-deferred benefits. In general, this product requires very little management by investors. Once the contract is initiated and the premium is paid, the investment does not need to be constantly monitored. Some fixed annuities can also be set up with an optional death benefit which can serve as life insurance without requiring a separate policy. Unlike 401(k)s and IRAs, fixed rate annuities do not have contribution restrictions associated with them. Annuitants can have as many policies as they want. In addition, funds within an annuity can be bequeathed as inheritance to beneficiaries at a status that is probate-free. Beneficiaries will not be subject to any estate or death taxes. Annuities also can be gifted tax-free. Gifts can be given to an unlimited number of individuals at an amount up to $10,000 per individual per year. As with any financial product, there are some disadvantages to fixed annuities. For example, the IRS will levy a 10% penalty if income is withdrawn before the annuitant reaches the age of 60. In addition, growth in a fixed annuity is tax-deferred. However, when the income is received it is taxed at ordinary income rates and not at capital gains rates. Finally, with the single premium provision, no further funds can be added to the same annuity contract after it is initially set up. In conclusion, fixed annuities offer investors a low risk way to save for retirement. As long as the contract is not terminated early, it can offer a guaranteed income in retirement. If a life annuity is selected, this income is guaranteed for the life of the annuitant. This provision eliminates the possibility that the investor can outlive their retirement savings. Article Source: http://EzineArticles.com/2914472

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