Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
There is no specific answer to the question "Why do people buy annuities."Why? Because there are various types of annuity products and each insurance company puts a custom brand on each type. That gives a potential investor literally thousands of choices when it comes to annuity purchases.
Product specs are usually pretty simple, so each type of annuity will appeal to an individual depending on that individual's personal situation. First, I'll cover the basic types of annuities and some general guidelines in regards to the pros and cons of each. Then we'll get into a few basic pitfalls that investors will face during the annuity selection process. Sadly, this has more to do with the offering companies and selling agents than it does with the annuities themselves.
The list of annuity products...
Fixed Annuity: Also called a traditional annuity, this is the most basic product on the market and the easiest to understand. Assets allocated to a fixed product can either lock in a multi-year rate or choose a floating rate with a base guarantee.
Reasons to buy- Fixed Annuities offer higher interest rates and tax deferral making them a highly beneficial alternative to CDs for cash investors. Also, because of the extreme safety of these products, they are great for people approaching retirement who want to conserve and protect assets while maintaining steady growth.
Things to consider- Annuities are longer term contracts that usually don't offer the same type of short-term holding place as CDs. Free withdrawals do allow for some liquidity but surrender schedules should be closely evaluated and matched against future plans for the invested money. In addition, pre-retirees should realize the trade off you make when choosing safe growth over potential market gains.
Variable Annuity: This product differs significantly from a fixed annuity in that assets within a variable account are invested in a variety of subaccount or mutual funds. That means the assets will fluctuate according to individual fund performance. This gives an investor the potential for greater returns but also possible investment losses. Variable annuities also offer several income guarantees in order to alleviate some concerns in regard to potential market loss.
Reasons to buy- The major selling points for variable annuities are the advantage of tax deferral and guaranteed income. Tax deferral allows compounding interest to have a greater effect on the bottom line and guaranteed income options will enable investors to hedge desired future returns against a presently specified minimum lifetime income.
Things to consider- The advantages of tax deferral are often offset by high fees inside the annuity. Those fees can be limited if you choose to exclude certain riders but that eliminates many of the guarantees that make VAs attractive. IRAs and 401ks also offer tax deferral, so that shouldn't be a factor in deciding whether to purchase an annuity over your retirement account. In regards to guaranteed income, several strategies exist for ensuring higher levels of retirement income than most variable annuities offer. Run the numbers and find a qualified advisor to help.
Equity Indexed Annuity: This is the most complex of all annuity products. EIAs are a hybrid of fixed and variable annuities. That means that these annuities come with a low base guaranteed rate and an upside gain tied to a major market index. Participation and cap rates limit the overall gain for the investor, meaning that the account will be credited with a percentage of the index gain and capped at a maximum rate.
Reasons to buy- Most people really like an opportunity to participate in the returns of the stock market without risking loss of the principle investment. The right equity indexed annuity can allow a person to conserve assets and keep a reasonable expectation of growth as retirement approaches.
Things to consider- Because of the base guarantee, EIAs come with significant fees that should not be overlooked. These are complicated products. Each company has different ways of calculating returns and crediting the base guarantee. Most equity indexed annuities should be avoided but there are a few that will work in certain situations. Absolutely Do Not trust anyone who shows you something that seems to good to be true because it probably is.
As you can see, based on a general list of products and basic contract components, suitability and selection of products can be difficult. This is where the pitfalls come in for today's annuity shopper. Most advisors are naïve when it comes to the products they represent. It takes work and time to really be able to properly analyze an annuity contract.
Because the insurance industry lacks regulation, the door is open for unqualified individuals to sell products that are hard to understand. I don't think there is any malicious intent, just too many people that gloss over the fine print. And that's where the real action is.
In order to tell if an annuity is the right fit, you'll need an expert advisor. In order to purchase an annuity, you'll need a person who sells annuities. It should work out fine when you find someone who can do both.
Bryan J. Anderson is the Author of The Annuity Report at AnnuityStraightTalk.com, and offers great free resources on how to Buy Annuities.
Article Source: http://EzineArticles.com/2439634
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